Canada Credit Bureau 2 (Non-FINTRAC)

verifies input data against credit header data obtained from the partnered sources from canada for authorization get session token from authentication page { "name" "canada credit bureau 2", "method" "post", "url" "https //idu test datazoo com/api/v2/verify", "description" " verification outcome – returns kyc verification\n consumer consent – yes\n mandatory input – name, dob and address\n verifies – name, dob and address\n returned data the following checks are returned with premium service enabled\n deceased record\n address associated with fraudulent activity\n overall fraud risk\n fraud victim alert\n thin file\n new credit file (credit file < 1 month old)", "tab" "examples", "examples" { "languages" \[ { "id" "f2jmy98siubrop0bgc788", "language" "curl", "code" "curl location 'https //idu test datazoo com/api/v2/verify' \\\\\n header 'content type application/json' \\\\\n header 'authorization bearer eyjhbgcioijsuzi1niisinr5cci6ikpxvcisimtpzci6immtbvzlml9krfhmcnkzaehqwen4tyj9 eyj1awqioiizmdmilcjvawqioii2miisimlzcyi6imh0dhbzoi8vzgf0yxpvby10zxn0lnvzlmf1dggwlmnvbs8ilcjzdwiioijhdxromhwzmdmilcjhdwqioijodhrwczovl2t5yy10zxn0lmrhdgf6b28uy29tiiwiawf0ijoxnzq1odg0mjg2lcjlehaioje3ndu5mjayodysimd0esi6inbhc3n3b3jkiiwiyxpwijoiswxvdurjntf1qxpuvne2vgvorxayoxbrbehbsjftynkifq eacawretq7i oioelmh7bcviy1augceuqnnshpqdu2o6dsimjxqedraje9tyghtatb1sbpzswsmcindgv03hfkficlu8ulqaidels5snc6 dj4b3ei1nw0zz2mm4xsh613yyoiq6bpamkrw9e4qmanydgjc9kwapxg8cvzjkl7lyhmdapgydyzgatx27u88spvwjhfbhisxcghkdcit5n55h t b0e6 bckaztxpruv4sf0st1awfr p0mwuuszlef6auk2ptnzc54fonfc6llfygh0nwe 49qnev1vwyojwecugnmihdcdht3imwbv2pns58riysgeaqusz6vqljw' \\\\\n data '{\n \\"countrycode\\" \\"ca\\",\n \\"service\\" \[\n \\"canada credit bureau 2\\"\n ],\n \\"clientreference\\" \\"test 0001\\",\n \\"firstname\\" \\"ariel\\", \n \\"middlename\\" \\"\\", \n \\"lastname\\" \\"testadd\\", \n \\"dateofbirth\\" \\"1977 09 09\\", \n \\"addresselement1\\" \\"561 main st\\", \n \\"addresselement2\\" \\"\\", \n \\"addresselement3\\" \\"sussex\\", \n \\"addresselement4\\" \\"nb\\", \n \\"addresselement5\\" \\"e4e7h4\\", \n \\"consentobtained\\" {\n \\"canada credit bureau 2\\" true\n }\n}'", "customlabel" "" } ], "selectedlanguageid" "f2jmy98siubrop0bgc788" }, "results" { "languages" \[ { "id" " kllvb jxqiuu wuwqaf", "language" "200", "customlabel" "", "code" "{\n \\"countrycode\\" \\"canada\\",\n \\"clientreference\\" \\"test 0001\\",\n \\"reportingreference\\" \\"dz 16398b19 1ef7 43c6 940d 31387543a23c\\",\n \\"matchstatus\\" \\"full match 1+1 verification\\",\n \\"searcherrormessage\\" \\"\\",\n \\"safeharbour\\" false,\n \\"searchstatus\\" \\"successful\\",\n \\"serviceresponses\\" {\n \\"canada credit bureau 2\\" {\n \\"status\\" 0,\n \\"sourcestatus\\" \\"successful\\",\n \\"errormessage\\" \\"\\",\n \\"identityverified\\" true,\n \\"safeharbourscore\\" \\"m1\\",\n \\"namematchscore\\" \\"1 000\\",\n \\"addressmatchscore\\" \\"1 000\\",\n \\"verifications\\" {\n \\"addresselement1\\" true,\n \\"addresselement3\\" true,\n \\"addresselement4\\" true,\n \\"addresselement5\\" true,\n \\"dateofbirth\\" true,\n \\"firstname\\" true,\n \\"lastname\\" true\n },\n \\"returneddata\\" {\n \\"deceasedrecord\\" false,\n \\"fraudvictimalert\\" false,\n \\"fraudulentactivityaddress\\" false,\n \\"newcreditfile\\" false,\n \\"overallfraudrisk\\" false,\n \\"thinfile\\" false\n }\n }\n },\n \\"remarks\\" \[]\n}" }, { "id" "as5tj4glqvhlg7b69q21j", "language" "404", "customlabel" "", "code" "{\n \\"message\\" \\"ain't no cake like that \\"\n}" } ], "selectedlanguageid" " kllvb jxqiuu wuwqaf" }, "request" { "pathparameters" \[], "queryparameters" \[], "headerparameters" \[ { "name" "authorization", "kind" "required", "type" "string", "description" "sessiontoken obtained via the authentication call", "" "sessiontoken obtained via the authentication call" } ], "bodydataparameters" \[ { "name" "data", "kind" "required", "type" "object", "description" "request body sent to the api", "" "object", "children" \[ { "name" "countrycode", "kind" "required", "type" "string", "description" "ca" }, { "name" "service", "kind" "required", "type" "array", "description" "canada credit bureau 2" }, { "name" "clientreference", "kind" "optional", "type" "string", "description" "a client reference field" }, { "name" "firstname", "kind" "required", "type" "string", "description" "the first name of the identity owner" }, { "name" "middlename", "kind" "optional", "type" "string", "description" "the middle name(s) of the identity owner" }, { "name" "lastname", "kind" "required", "type" "string", "description" "the last name of the identity owner", "children" \[] }, { "name" "dateofbirth", "kind" "required", "type" "string", "description" "in yyyy mm dd (preferred) or dd mm yyyy format", "children" \[] }, { "name" "addresselement1", "kind" "required", "type" "string", "description" "the street level address of the identity owner" }, { "name" "addresselement2", "kind" "optional", "type" "string", "description" "the unit/flat number address of the identity owner", "children" \[] }, { "name" "addresselement3", "kind" "required", "type" "string", "description" "the town/city of the address of the identity owner", "children" \[] }, { "name" "addresselement4", "kind" "required", "type" "string", "description" "the province name of the address of the identity owner" }, { "name" "addresselement5", "kind" "required", "type" "string", "description" "the postcode of the address of the identity owner", "children" \[] }, { "name" "consentobtained", "kind" "required", "type" "object", "description" "consent given by the identity owner", "children" \[ { "name" "canada credit bureau 2", "kind" "required", "type" "boolean", "description" "should be true" } ] } ], "schema" \[ { "name" "countrycode", "kind" "required", "type" "string", "description" "ca" }, { "name" "service", "kind" "required", "type" "array", "description" "canada credit bureau 2" }, { "name" "clientreference", "kind" "optional", "type" "string", "description" "a client reference field" }, { "name" "firstname", "kind" "required", "type" "string", "description" "the first name of the identity owner" }, { "name" "middlename", "kind" "optional", "type" "string", "description" "the middle name(s) of the identity owner" }, { "name" "lastname", "kind" "required", "type" "string", "description" "the last name of the identity owner", "children" \[] }, { "name" "dateofbirth", "kind" "required", "type" "string", "description" "in yyyy mm dd (preferred) or dd mm yyyy format", "children" \[] }, { "name" "addresselement1", "kind" "required", "type" "string", "description" "the street level address of the identity owner" }, { "name" "addresselement2", "kind" "optional", "type" "string", "description" "the unit/flat number address of the identity owner", "children" \[] }, { "name" "addresselement3", "kind" "required", "type" "string", "description" "the town/city of the address of the identity owner", "children" \[] }, { "name" "addresselement4", "kind" "required", "type" "string", "description" "the province name of the address of the identity owner" }, { "name" "addresselement5", "kind" "required", "type" "string", "description" "the postcode of the address of the identity owner", "children" \[] }, { "name" "consentobtained", "kind" "required", "type" "object", "description" "consent given by the identity owner", "children" \[ { "name" "canada credit bureau 2", "kind" "required", "type" "boolean", "description" "should be true" } ] } ] } ], "formdataparameters" \[] }, "currentnewparameter" { "label" "body parameter", "value" "bodydataparameters" }, "hastryitout" false, "response" \[ { "name" "countrycode", "kind" "optional", "type" "string", "description" "canada", "children" \[] }, { "name" "clientreference", "kind" "optional", "type" "string", "description" "the client reference (if given as input) ", "children" \[] }, { "name" "reportingreference", "kind" "optional", "type" "string", "description" "a reference number generated which is unique to each transaction ", "children" \[] }, { "name" "validationerrors", "kind" "optional", "type" "string", "description" "returned with http status code 400 when the request contains invalid or improperly formatted input data ", "children" \[] }, { "name" "matchstatus", "kind" "optional", "type" "string", "description" "\\"full match 1+1 verification\\" \n\\"no match\\" " }, { "name" "searcherrormessage", "kind" "optional", "type" "string", "description" "error message returned querying the data source", "children" \[] }, { "name" "safeharbour", "kind" "optional", "type" "boolean", "description" "true or false", "children" \[] }, { "name" "searchstatus", "kind" "optional", "type" "string", "description" "\\"successful\\" \n\\"not successful\\"", "children" \[] }, { "name" "serviceresponses", "kind" "optional", "type" "object", "description" "verification details with \\"canada credit bureau 2\\" returned as the service identifier ", "children" \[ { "name" "status", "kind" "optional", "type" "integer", "description" "0 identityverified true element verifications all true\n1 identityverified true element verifications not all true\n2 identityverified false sourcestatus successful\n3 identityverified false sourcestatus not successful" }, { "name" "sourcestatus", "kind" "optional", "type" "string", "description" "\\"successful\\"\n\\"not successful\\"" }, { "name" "errormessage", "kind" "optional", "type" "string", "description" "error message(s) from the data source example, \\"error querying data source\\" " }, { "name" "identityverified", "kind" "optional", "type" "boolean", "description" "true or false" }, { "name" "safeharbourscore", "kind" "optional", "type" "string", "description" "m1, m2, n1 or \\"none\\"\n for more information, refer to safe harbour scores page" }, { "name" "namematchscore", "kind" "optional", "type" "string", "description" "\\"1 000\\" matched \n\\"0 000\\" no match" }, { "name" "addressmatchscore", "kind" "optional", "type" "string", "description" "\\"1 000\\" matched \n\\"0 000\\" no match" }, { "name" "verifications", "kind" "optional", "type" "object", "description" "element level verification returned as true or false\n\[only applicable elements will be included, and not all elements may be present]", "children" \[ { "name" "addresselement1", "kind" "optional", "type" "boolean", "description" "" }, { "name" "addresselement2", "kind" "optional", "type" "boolean", "description" "" }, { "name" "addresselement3", "kind" "optional", "type" "boolean", "description" "" }, { "name" "addresselement4", "kind" "optional", "type" "boolean", "description" "" }, { "name" "addresselement5", "kind" "optional", "type" "boolean", "description" "" }, { "name" "dateofbirth", "kind" "optional", "type" "boolean", "description" "" }, { "name" "firstname", "kind" "optional", "type" "boolean", "description" "" }, { "name" "lastname", "kind" "optional", "type" "boolean", "description" "" }, { "name" "middlename", "kind" "optional", "type" "boolean", "description" "" } ] }, { "name" "returneddata", "kind" "optional", "type" "object", "description" "returns additional data from the data source when premium configuration is enabled ", "children" \[ { "name" "deceasedrecord", "kind" "optional", "type" "boolean", "description" "deceased record" }, { "name" "fraudvictimalert", "kind" "optional", "type" "boolean", "description" "fraud victim alert" }, { "name" "fraudulentactivityaddress", "kind" "optional", "type" "boolean", "description" "address associated with fraudulent activity" }, { "name" "newcreditfile", "kind" "optional", "type" "boolean", "description" "new credit file (credit file < 1 month old)" }, { "name" "overallfraudrisk", "kind" "optional", "type" "boolean", "description" "overall fraud risk" }, { "name" "thinfile", "kind" "optional", "type" "boolean", "description" "thin file" } ] } ] }, { "name" "remarks", "kind" "optional", "type" "array", "description" "will return remarks regarding any encountered issues ", "children" \[] } ] } links