Core Intelligence Service

6 min

KYC Fraud & Risk Signal – Core Intelligence

The Core Intelligence service aggregates risk signals from global Mobile Network Operators (MNOs), email intelligence, and cybercrime analytics to assess phone numbers, email addresses, domains, and IP addresses. These signals support informed onboarding and risk management decisions by helping identify high-risk or suspicious behavior.

Common threats include phone number porting, synthetic or disposable numbers, and compromised email accounts. Core Intelligence detects these through data such as porting history, email activity and exposure, and IP geolocation.

Integration

The Global Core Intelligence Service can be used as a separate service call or used in a composite call along with any Global KYC verification request with the identity match results and fraud and risk signals returned in a single response.

Summary of identity match data and associated risk signals returned in the API response

Phone	Email	IP
Mobile Network Operator • Current • Original • Phone Type • Status Service Type Risk Level Porting Information • Ported Date • Porting History • Porting Fraud Risk Level Overall Score	Domain • First Seen Date • Domain Type • Domain Risk Level • Domain Score Email Address • Status • First Seen Date • Email Risk Level • Email Score Behavioural Insights • Tumbling Risk Signal • Activity Score Dark Web • Hit Count • Last Hit Date • Forum Rating	IP Address • Geo Location • Latitude • Longitude • Registered ISP

1) Core Intelligence - Phone only

* Verification Outcome – Returns Fraud and Risk signals * Consumer Consent – N/A * Mandatory Input – Phone number * Verifies – Phone number * Returned Data - Fraud and Risk signals (if configured)

POST

https://idu-test.datazoo.com/api/v2/verify

curl --location 'https://idu-test.datazoo.com/api/v2/verify' \
--header 'Content-Type: application/json' \
--header 'Authorization: Bearer eyJhbGciOiJSUzI1NiIsInR5cCI6IkpXVCIsImtpZCI6ImMtbVZlMl9KRFhMcnkzaEhQWEN4TyJ9.eyJ1aWQiOiIzMDMiLCJvaWQiOiI2MiIsImlzcyI6Imh0dHBzOi8vZGF0YXpvby10ZXN0LnVzLmF1dGgwLmNvbS8iLCJzdWIiOiJhdXRoMHwzMDMiLCJhdWQiOiJodHRwczovL2t5Yy10ZXN0LmRhdGF6b28uY29tIiwiaWF0IjoxNzQ5MDkxNjMxLCJleHAiOjE3NDkxMjc2MzEsImd0eSI6InBhc3N3b3JkIiwiYXpwIjoiSWxVdURJNTF1QXpuVnE2VGVoRXAyOXBrbEhBSjFtYnkifQ.SomIMdBPFsajFJe8wRcOtkXEK7Dpti0BgIej4xoKkhWzzPI2iMBQx_0MmiA8HQDxtKccJphlyOIJDfiWcZiFiloHdnDztHBAlSY3BOSBJnhsk3aHeDneamnXFKb86adHku36xw5aCdJax6UluDlPiGsj6kHMEKopqCoDlAdiyX6fn1zGIKPzQBn1shZqkvRwLmnRZfs2OXDL3vR8y7EpvLtR8lQ8Yn8JH7qKdZqSUBpUHwQf39vEWrtj7JD_vueFPXakITHW8v7VZsXZ-lVnUDjeqzEflOYFnFRV6JVHsdicbvpu2jP3NjkR5z2dWAAzmqKMmJSAnv3giGuXfDk9uQ' \
--data '{
    "countryCode": "Global",
    "clientReference": "Test_0001",
    "service": [
        "Core Intelligence Service"
    ],
    "identityVariables": {     
        "phoneNo": "33601000001" 
    }
}'

2) Core Intelligence - Phone, Email and IPonly

* Verification Outcome – Returns Fraud and Risk signals * Consumer Consent – N/A * Mandatory Input – Phone number * Verifies – Phone number, Email address and IP * Returned Data - Email, Fraud and Risk signals (if configured)

POST

https://idu-test.datazoo.com/api/v2/verify

curl --location 'https://idu-test.datazoo.com/api/v2/verify' \
--header 'Content-Type: application/json' \
--header 'Authorization: Bearer eyJhbGciOiJSUzI1NiIsInR5cCI6IkpXVCIsImtpZCI6ImMtbVZlMl9KRFhMcnkzaEhQWEN4TyJ9.eyJ1aWQiOiIzMDMiLCJvaWQiOiI2MiIsImlzcyI6Imh0dHBzOi8vZGF0YXpvby10ZXN0LnVzLmF1dGgwLmNvbS8iLCJzdWIiOiJhdXRoMHwzMDMiLCJhdWQiOiJodHRwczovL2t5Yy10ZXN0LmRhdGF6b28uY29tIiwiaWF0IjoxNzQ5MDkxNjMxLCJleHAiOjE3NDkxMjc2MzEsImd0eSI6InBhc3N3b3JkIiwiYXpwIjoiSWxVdURJNTF1QXpuVnE2VGVoRXAyOXBrbEhBSjFtYnkifQ.SomIMdBPFsajFJe8wRcOtkXEK7Dpti0BgIej4xoKkhWzzPI2iMBQx_0MmiA8HQDxtKccJphlyOIJDfiWcZiFiloHdnDztHBAlSY3BOSBJnhsk3aHeDneamnXFKb86adHku36xw5aCdJax6UluDlPiGsj6kHMEKopqCoDlAdiyX6fn1zGIKPzQBn1shZqkvRwLmnRZfs2OXDL3vR8y7EpvLtR8lQ8Yn8JH7qKdZqSUBpUHwQf39vEWrtj7JD_vueFPXakITHW8v7VZsXZ-lVnUDjeqzEflOYFnFRV6JVHsdicbvpu2jP3NjkR5z2dWAAzmqKMmJSAnv3giGuXfDk9uQ' \
--data-raw '{
    "countryCode": "Global",
    "clientReference": "Test_0001",
    "service": [
        "Core Intelligence Service"
    ],
    "identityVariables": {
        "email": "[email protected]",
        "ip": "91.160.93.4",
        "phoneNo": "33601000001" 
    }
}'

Change History

Added

Last updated - 6 June, 2025