Malaysia Credit Bureau

verifies input data against credit header data obtained from the partnered sources from m alaysia for authorization get session token from authentication page { "name" "malaysia credit bureau", "method" "post", "url" "https //idu test datazoo com/api/v2/verify", "description" " verification outcome – returns kyc verification\n consumer consent – n/a\n mandatory input – name, dob and national id\n verifies – name, address, dob and national id\n returned data full name and full address (if configured)", "tab" "examples", "examples" { "languages" \[ { "id" "f2jmy98siubrop0bgc788", "language" "curl", "code" "curl location 'https //idu test datazoo com/api/v2/verify' \\\\\n header 'content type application/json' \\\\\n header 'authorization bearer eyjhbgcioijiuzuxmiisinr5cci6ikpxvcj9 eyjpc3mioij0zxn0iiwiawf0ijoxnzqymju0ntc5lcjpcgeioiiznc4xnteumte3lji0osisinvpzci6mzazlcjvawqiojyylcjsawqioju1nzu1njisimv4cci6mtc0mji4mzm3oswiyxvkijoiahr0chm6ly9pzhuuzgf0yxpvby5jb20ifq rd69ojakxf7thucwyw3t8h2i 8j nzjth51m9zucuoi nkr6pgzlpmcekpzgxrwpfd1uie4o9kwajwddcd4b7q' \\\\\n data '{\n \\"countrycode\\" \\"my\\",\n \\"service\\" \[\n \\"malaysia credit bureau\\"\n ],\n \\"clientreference\\" \\"test 0001\\",\n \\"fullname\\" \\"christine wong\\", \n \\"firstname\\" \\"christine\\", \n \\"middlename\\" \\"\\",\n \\"lastname\\" \\"wong\\", \n \\"dateofbirth\\" \\"1992 02 02\\", \n \\"addresselement1\\" \\"d 15 01 taman industri\\", \n \\"addresselement3\\" \\"bukit jalil\\", \n \\"addresselement4\\" \\"kuala lumpur\\", \n \\"addresselement5\\" \\"58200\\", \n \\"identityvariables\\" {\n \\"nationalidno\\" \\"920202025992\\" \n }\n}'", "customlabel" "" } ], "selectedlanguageid" "f2jmy98siubrop0bgc788" }, "results" { "languages" \[ { "id" " kllvb jxqiuu wuwqaf", "language" "200", "customlabel" "", "code" "{\n \\"countrycode\\" \\"malaysia\\",\n \\"clientreference\\" \\"test 0001\\",\n \\"reportingreference\\" \\"dz 153640aa 95d0 445e bc49 463bd593593c\\",\n \\"matchstatus\\" \\"full match 1+1 verification\\",\n \\"searcherrormessage\\" \\"\\",\n \\"safeharbour\\" false,\n \\"searchstatus\\" \\"successful\\",\n \\"serviceresponses\\" {\n \\"malaysia credit bureau\\" {\n \\"status\\" 0,\n \\"sourcestatus\\" \\"successful\\",\n \\"errormessage\\" \\"\\",\n \\"identityverified\\" true,\n \\"safeharbourscore\\" \\"l1\\",\n \\"namematchscore\\" \\"1 000\\",\n \\"addressmatchscore\\" \\"1 000\\",\n \\"verifications\\" {\n \\"city\\" true,\n \\"dateofbirth\\" true,\n \\"fullname\\" true,\n \\"nationalidno\\" true,\n \\"postcode\\" true,\n \\"state\\" true,\n \\"street\\" true\n },\n \\"returneddata\\" {\n \\"fullname\\" \\"christine wong\\"\n }\n }\n },\n \\"remarks\\" \[]\n}" }, { "id" "as5tj4glqvhlg7b69q21j", "language" "404", "customlabel" "", "code" "{\n \\"message\\" \\"ain't no cake like that \\"\n}" } ], "selectedlanguageid" " kllvb jxqiuu wuwqaf" }, "request" { "pathparameters" \[], "queryparameters" \[], "headerparameters" \[ { "name" "authorization", "kind" "required", "type" "string", "description" "sessiontoken obtained via the authentication call", "" "sessiontoken obtained via the authentication call" } ], "bodydataparameters" \[ { "name" "data", "kind" "required", "type" "object", "description" "request body sent to the api", "" "object", "children" \[ { "name" "countrycode", "kind" "required", "type" "string", "description" "my" }, { "name" "service", "kind" "required", "type" "array", "description" "malaysia credit bureau" }, { "name" "clientreference", "kind" "optional", "type" "string", "description" "a client reference field" }, { "name" "fullname", "kind" "required", "type" "string", "description" "the fullname of the identity owner\n see the note below for more details " }, { "name" "firstname", "kind" "required", "type" "string", "description" "the first name of the identity owner\n see the note below for more details " }, { "name" "middlename", "kind" "optional", "type" "string", "description" "the middle name(s) of the identity owner" }, { "name" "lastname", "kind" "required", "type" "string", "description" "the last name of the identity owner\n see the note below for more details " }, { "name" "dateofbirth", "kind" "required", "type" "string", "description" "in yyyy mm dd (preferred) or dd mm yyyy format" }, { "name" "fulladdress", "kind" "optional", "type" "string", "description" "the full address of the identity owner\n see the note below for more details " }, { "name" "addresselement1", "kind" "optional", "type" "string", "description" "the house/unit number and street name of the address\n see the note below for more details " }, { "name" "addresselement3", "kind" "optional", "type" "string", "description" "the residential area/town/village of the address\n see the note below for more details " }, { "name" "addresselement4", "kind" "optional", "type" "string", "description" "the city of the address\n see the note below for more details ", "children" \[] }, { "name" "addresselement5", "kind" "optional", "type" "string", "description" "the post code of the address\n see the note below for more details ", "children" \[] }, { "name" "identityvariables", "kind" "required", "type" "object", "description" "other elements for verification", "children" \[ { "name" "nationalidno", "kind" "required", "type" "string", "description" "national id number" } ] } ], "schema" \[ { "name" "countrycode", "kind" "required", "type" "string", "description" "my" }, { "name" "service", "kind" "required", "type" "array", "description" "malaysia credit bureau" }, { "name" "clientreference", "kind" "optional", "type" "string", "description" "a client reference field" }, { "name" "fullname", "kind" "required", "type" "string", "description" "the fullname of the identity owner\n see the note below for more details " }, { "name" "firstname", "kind" "required", "type" "string", "description" "the first name of the identity owner\n see the note below for more details " }, { "name" "middlename", "kind" "optional", "type" "string", "description" "the middle name(s) of the identity owner" }, { "name" "lastname", "kind" "required", "type" "string", "description" "the last name of the identity owner\n see the note below for more details " }, { "name" "dateofbirth", "kind" "required", "type" "string", "description" "in yyyy mm dd (preferred) or dd mm yyyy format" }, { "name" "fulladdress", "kind" "optional", "type" "string", "description" "the full address of the identity owner\n see the note below for more details " }, { "name" "addresselement1", "kind" "optional", "type" "string", "description" "the house/unit number and street name of the address\n see the note below for more details " }, { "name" "addresselement3", "kind" "optional", "type" "string", "description" "the residential area/town/village of the address\n see the note below for more details " }, { "name" "addresselement4", "kind" "optional", "type" "string", "description" "the city of the address\n see the note below for more details ", "children" \[] }, { "name" "addresselement5", "kind" "optional", "type" "string", "description" "the post code of the address\n see the note below for more details ", "children" \[] }, { "name" "identityvariables", "kind" "required", "type" "object", "description" "other elements for verification", "children" \[ { "name" "nationalidno", "kind" "required", "type" "string", "description" "national id number" } ] } ] } ], "formdataparameters" \[] }, "currentnewparameter" { "label" "body parameter", "value" "bodydataparameters" }, "hastryitout" false, "response" \[ { "name" "countrycode", "kind" "optional", "type" "string", "description" "malaysia", "children" \[] }, { "name" "clientreference", "kind" "optional", "type" "string", "description" "the client reference (if given as input) ", "children" \[] }, { "name" "reportingreference", "kind" "optional", "type" "string", "description" "a reference number generated which is unique to each transaction ", "children" \[] }, { "name" "validationerrors", "kind" "optional", "type" "string", "description" "returned with http status code 400 when the request contains invalid or improperly formatted input data ", "children" \[] }, { "name" "matchstatus", "kind" "optional", "type" "string", "description" "\\"full match 1+1 verification\\" \n\\"no match\\" " }, { "name" "searcherrormessage", "kind" "optional", "type" "string", "description" "error message returned querying the data source", "children" \[] }, { "name" "safeharbour", "kind" "optional", "type" "boolean", "description" "true or false", "children" \[] }, { "name" "searchstatus", "kind" "optional", "type" "string", "description" "\\"successful\\" \n\\"not successful\\"", "children" \[] }, { "name" "serviceresponses", "kind" "optional", "type" "object", "description" "verification details with \\"malaysia credit bureau\\" returned as the service identifier ", "children" \[ { "name" "status", "kind" "optional", "type" "integer", "description" "0 identityverified true element verifications all true\n1 identityverified true element verifications not all true\n2 identityverified false sourcestatus successful\n3 identityverified false sourcestatus not successful" }, { "name" "sourcestatus", "kind" "optional", "type" "string", "description" "\\"successful\\"\n\\"unsuccessful\\"" }, { "name" "errormessage", "kind" "optional", "type" "string", "description" "error message(s) from the data source example, \\"error querying data source\\" " }, { "name" "identityverified", "kind" "optional", "type" "boolean", "description" "true or false" }, { "name" "safeharbourscore", "kind" "optional", "type" "string", "description" "m1, m2, n1, l1, l2, l3, l4 or l5\n for more information, refer to safe harbour scores page" }, { "name" "namematchscore", "kind" "optional", "type" "string", "description" "a string that acts as a value between 0 000 and 1 000 " }, { "name" "addressmatchscore", "kind" "optional", "type" "string", "description" "a string that acts as a value between 0 000 and 1 000 " }, { "name" "verifications", "kind" "optional", "type" "object", "description" "element level verification returned as true or false\n\[only applicable elements will be included, and not all elements may be present]", "children" \[ { "name" "city", "kind" "optional", "type" "boolean", "description" "" }, { "name" "dateofbirth", "kind" "optional", "type" "boolean", "description" "" }, { "name" "firstname", "kind" "optional", "type" "boolean", "description" "" }, { "name" "fullname", "kind" "optional", "type" "boolean", "description" "" }, { "name" "lastname", "kind" "optional", "type" "boolean", "description" "" }, { "name" "middlename", "kind" "optional", "type" "boolean", "description" "" }, { "name" "nationalidno", "kind" "optional", "type" "boolean", "description" "" }, { "name" "postcode", "kind" "optional", "type" "boolean", "description" "" }, { "name" "state", "kind" "optional", "type" "boolean", "description" "" }, { "name" "street", "kind" "optional", "type" "boolean", "description" "" } ] }, { "name" "returneddata", "kind" "optional", "type" "object", "description" "returns additional data from the data source ", "children" \[ { "name" "address", "kind" "optional", "type" "string", "description" "full address of the individual \n included or omitted based on the client's configured settings" }, { "name" "fullname", "kind" "optional", "type" "string", "description" "fullname of the individual " } ] } ] }, { "name" "remarks", "kind" "optional", "type" "array", "description" "null", "children" \[] } ] } mandatory input for name either of the following must be provided ( firstname + lastname ) mandatory when fullname is not provided fullname is mandatory when ( firstname + lastname ) are not provided optional address input either of the following elements from addresselement(s) when fulladdress is not provided fulladdress is when elements from addresselement(s) are not provided links